🚀 FlashPay – AI-Powered Micro-Payments Wallet for Gig Workers

FlashPay is a chain-agnostic, AI-powered micro-payments wallet designed to revolutionize how gig workers and freelancers get paid.
Built using the Yellow SDK and ERC-7824 state channels, it enables instant, gasless transactions with on-chain security and transparency.
With integrated AI automation, FlashPay ensures milestone-based payments are seamless, fair, and real-time.

✨ Features

• ⚡ Instant, Gasless Micro-Payments – Process thousands of interactions off-chain using ERC-7824 state channels.
• 🔐 Trustless & Secure – All states are cryptographically signed with final settlement on-chain.
• 🤖 AI-Powered Payment Triggers – Automates milestone completion checks and real-time payments.
• 🌐 Chain-Agnostic – Works across Ethereum, Polygon, BNB Chain, and more.
• 📊 User & Employer Dashboards – Real-time insights into payments, gigs, and settlements.

🧩 Tech Stack

• ERC-7824 – State channels for off-chain interactions
• Nitrolite SDK (Yellow SDK) – For state channel management
• Ethereum / EVM Chains – For final on-chain settlement
• Relayer Network – To handle secure, low-latency communication
• React.js + Ethers.js/Wagmi – For frontend dApp experience
• AI/ML Microservices – To automate milestone detection and payment triggers

📌 Problem Statement

Freelancers and gig workers face delayed payments, high fees, and lack of real-time compensation. Traditional payment systems are slow and inefficient.
FlashPay solves this with instant, trustless, and gasless micro-payments, bridging DeFi with real-world work.

🏗️ Architecture

1. Open State Channel – A secure channel is created between employer and worker.
2. Off-Chain Transactions – Real-time micro-payments stream as milestones are completed.
3. AI Automation – AI validates task completions and triggers payment updates.
4. On-Chain Settlement – Final state pushed on-chain for auditability & security.

🚀 Getting Started

Prerequisites

• Node.js v18+
• Metamask / WalletConnect
• Access to Ethereum Testnet (Goerli/Polygon Mumbai recommended)

Installation

# Clone the repository
git clone https://github.com/your-username/flashpay.git

# Navigate into the project
cd flashpay

# Install dependencies
npm install

# Start the development server
npm run dev

🧪 Usage

• Connect your wallet
• Open a state channel with a peer (employer/worker)
• Perform off-chain interactions (e.g., task completion, micro-tips)
• Settle on-chain when the session ends

🎯 Hackathon Track

• RWA & DeFi – Real-World Assets & Decentralized Finance

📖 References

• Yellow Network Docs
• ERC-7824 Proposal
• Ethers.js
• React.js